Client-Focused Investment Styles

Client-Focused Investment Styles

The fallacy of the “traditional” approach of maintaining a fixed asset mix has been that regardless of the selection skills of managers and how well they managed a particular class of assets, they were all at the mercy of the performance of that particular market alternative. Therefore, with a significant fixed percentage of portfolio assets invested in a poorly performing asset class, portfolio performance suffered greatly. The market “crash” of 1987 dramatically illustrated this point.

The performance we have achieved using our portfolio management system has convinced us that the “traditional” approach to asset management is outdated and far less than optimal in volatile and unpredictable financial markets. The asset management alternative we offer is a system of proven value with the capability and flexibility to position portfolio assets among stocks, bonds and money market investments in a disciplined and timely manner. Designed to optimize portfolio return consistent with each client’s risk tolerance, CCM’s investment management system is a balanced approach to the maximization of a client’s wealth.

CCM Investment Advisers offers a complete array of investment approaches across the risk spectrum.  Each client account is managed as a separate portfolio based on each client’s investment objectives.  Since each portfolio is tailored to the client’s specific investment objectives, some portfolios may be a combination of approaches as demonstrated in the various CCM Investment Styles highlighted below.

The fallacy of the “traditional” approach of maintaining a fixed asset mix has been that regardless of the selection skills of managers and how well they managed a particular class of assets, they were all at the mercy of the performance of that particular market alternative. Therefore, with a significant fixed percentage of portfolio assets invested in a poorly performing asset class, portfolio performance suffered greatly. The market “crash” of 1987 dramatically illustrated this point.

The performance we have achieved using our portfolio management system has convinced us that the “traditional” approach to asset management is outdated and far less than optimal in volatile and unpredictable financial markets. The asset management alternative we offer is a system of proven value with the capability and flexibility to position portfolio assets among stocks, bonds and money market investments in a disciplined and timely manner. Designed to optimize portfolio return consistent with each client’s risk tolerance, CCM’s investment management system is a balanced approach to the maximization of a client’s wealth.

CCM Investment Advisers offers a complete array of investment approaches across the risk spectrum.  Each client account is managed as a separate portfolio based on each client’s investment objectives.  Since each portfolio is tailored to the client’s specific investment objectives, some portfolios may be a combination of approaches as demonstrated in the various CCM Investment Styles highlighted below.

CCM Fixed Income

CCM Fixed Income

Bonds
Cash

An investment grade fixed income portfolio with limited risk. Interest rate risk is typically maintained to 60-75% of the level of the benchmark Barclays U.S. Government/Credit Index. Credit risk is limited by thorough credit research and diversification, with each individual issuer limited to less than 5% of the portfolio’s market value.

CCM Low Risk Balanced

CCM Low Risk Balanced

Equity
Bonds
Cash

This portfolio is designed to generate stabilized rates of return on an annualized basis with low risk to invested capital. Returns over a one to two year period should exceed available money market returns, and provide some offset to inflation. Time horizon is one to two years. Performance should be compared to a portfolio of 20% stocks/40% bonds/40% money markets.

CCM Moderate Risk Balanced

CCM Moderate Risk Balanced

Equity
Bonds
Cash

This balanced approach to investing is designed to generate returns over an intermediate time period that exceed the rate of inflation, but will conversely incur some short term risk to invested capital. Investment performance should be judged over a two to three year time horizon versus a balanced portfolio of 40% stocks/40% bonds/20% money markets.

CCM Core Balanced

CCM Core Balanced

Equity
Bonds
Cash

This balanced approach is designed to generate returns significantly in excess of the rate of inflation over the longer term, but will conversely incur substantial short term risk to invested capital. Investment performance should be judged over a three to five year time horizon versus a typical conservative balanced (50% stocks/50% bonds) portfolio.

CCM Core Balanced Plus

CCM Core Balanced Plus

Equity
Bonds
Cash

This balanced approach is designed to generate returns significantly in excess of the rate of inflation over the longer term, but will conversely incur substantial short term risk to invested capital. Investment performance should be judged over a three to five year time horizon versus a typical conservative balanced (60% stocks/40% bonds) portfolio.

CCM Equity

CCM Equity

Equity
Cash

An all–equity portfolio with a baseline allocation of 75% large-cap, 15% mid-cap and 10% small-cap issues diversified across the ten GICS industry groups. Portfolio includes both “growth” and “value” shares. This approach is designed to outperform the benchmark S&P 500 Index over a five year time horizon.

See which CCM Investment Style is right for you.

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Contact an Adviser

Disciplined Total Portfolio Management

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Fact Sheet

Fact Sheet

Read an executive summary of CCM, as well as our investment process. Includes ten-year investment performance.

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Manager Profile

Manager Profile

View our Manager Profile for a detailed description of our investment process, including performance and sample portfolios.

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Market Commentary

Market Commentary

Our Market Commentary includes a quarterly synopsis of the markets along with economic and market outlook.

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