CCM Investment Advisers, Wealth Management, Portfolio Management, Investments, Stocks, Bonds, Equity, Columbia, SC

1201 Main Street, Suite 1910     Columbia, SC 29201

803-254-9500

CCM Investment Advisers offers a complete array of investment approaches across the risk spectrum.  Each client account is managed as a separate portfolio based on each client’s investment objectives.  Since each portfolio is tailored to the client’s specific investment objectives, some portfolios may be a combination of approaches.

ccm investment styles

LOW RISK MODERATE RISK HIGH RISK

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Money

Market

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Fixed

Income

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Low Risk

Balanced

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moderate risk

Balanced

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core

balanced

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core

balanced plus

 

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Equity

Equity %

Bonds %

Cash %

0%

70 - 100%

0 - 30%

0%

80 - 100%

0 - 20%

0 - 40%

30 - 100%

0 - 50%

10 - 60%

30 - 90%

0 - 30%

20 - 80%

20 - 80%

0 - 20%

20 - 80%

20 - 80%

0 - 20%

90 - 100%

0%

0 - 10%

Equity Portfolio: An all–equity portfolio with a baseline allocation of 75% large-cap, 15% mid-cap and 10% small-cap issues diversified across the ten GICS industry groups.  Portfolio includes both “growth” and “value” shares.  This approach is designed to outperform the benchmark S&P 500 Index over a five year time horizon.

 

 

Core Balanced Portfolio: This balanced approach is designed to generate returns significantly in excess of the rate of inflation over the longer term, but will conversely incur substantial short term risk to invested capital.  Investment performance should be judged over a three to five year time horizon versus a typical conservative balanced (50% stocks/50% bonds) portfolio.  A Core Balanced Plus option is also available which offers greater stock exposure.  Investment performance should be judged versus a typical balanced (60% stocks/40% bonds) portfolio.

 

 

Moderate Risk Balanced Portfolio:  This balanced approach to investing is designed to generate returns over an intermediate time period that exceed the rate of inflation, but will conversely incur some short term risk to invested capital.  Investment performance should be judged over a two to three year time horizon versus a balanced portfolio of 40% stocks/40% bonds/20% money markets.

 

 

Low Risk Balanced Portfolio: This portfolio is designed to generate stabilized rates of return on an annualized basis with low risk to invested capital.  Returns over a one to two year period should exceed available money market returns, and provide some offset to inflation.  Time horizon is one to two years.  Performance should be compared to a portfolio of 20% stocks/40% bonds/40% money markets.

 

 

Fixed Income:  An investment grade fixed income portfolio with limited risk.  Interest rate risk is typically maintained to 60-75% of the level of the benchmark Barclays U.S. Government/Credit Index.  Credit risk is limited by thorough credit research and diversification, with each individual issuer limited to less than 5% of the portfolio’s market value.

CCM Investment Advisers, Wealth Management, Portfolio Management, Investments, Stocks, Bonds, Equity, Columbia, SC

CCM Investment Advisers

1201 Main Street, Suite 1910

Columbia, SC 29201

© 2017 CCM Investment Advisers LLC, All Rights Reserved.

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